解决方案
Solutions to the Problem
智慧银行解决方案
2021-9-26 22:30:54
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<p><strong><span style="font-family: 楷体;color: rgb(91, 155, 213);font-size: 14px">智慧银行建设背景</span></strong><span style=";font-family:楷体;font-size:14px"> </span><span style=";font-family:楷体;font-size:12px"> </span></p><p style="text-indent: 24px;line-height: 150%"><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">传统银行面临的挑战巨大，市场竞争力不断下滑，一方面是来自互联网金融的冲击，另一方面是经济结构调整带来的经营环境变化。显然，</span>“高资本消耗、高信贷投放、高成本运营”的传统经营模式难以为继，强调效率、精准营销的智慧银行将成为未来发展关键。</span><span style=";font-family:楷体;line-height:150%;font-size:12px"> </span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;color: rgb(91, 155, 213);font-size: 14px">目前现状：</span></strong></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">1、 </span><span style=";font-family:楷体;font-size:12px"><span style="font-family:楷体">潜伏的网络威胁：钓鱼</span>wifi难以防范，一旦终端连上钓鱼wifi，可能导致财产损失； </span></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">2、 </span><span style=";font-family:楷体;font-size:12px">运维管理难度大：银行网点内一般都未配置网管，网络出现问题，难以第一时间解决。</span></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">3、 </span><span style=";font-family:楷体;font-size:12px">建设维护费用投入过高</span></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">4、 </span><span style=";font-family:楷体;font-size:12px">对于下面多分支网点无法统一管理。</span></p><p style="margin-left: 38px;line-height: 150%"><span style="font-family:Calibri;color:rgb(51,51,51);font-size:12px">5、 </span><span style=";font-family:楷体;font-size:12px">营销推广缺乏入口</span><span style=";font-family:楷体;font-size:12px">：</span><span style=";font-family:楷体;font-size:12px">传统无线只是提供上网功能，银行无法利用客户连接无线网络产生的基本信息进行针对性的营销。</span></p><p><strong><span style="font-family: 楷体;color: rgb(91, 155, 213);font-size: 14px">智慧银行</span></strong><strong><span style="font-family: 楷体;color: rgb(91, 155, 213);font-size: 14px"><span style="font-family:楷体">整体解决方案</span>:</span></strong></p><p><img src="/upload/ueditor/image/20210926/6376829329332690352838764.png" title="yinhang .png" alt="yinhang .png"/><strong><span style="font-family: 楷体;font-size: 12px"> </span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">1、无线设备管理（保障安全）</span></strong></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">(1)安全可靠的接入控制:</span></strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"> </span><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">不同业务对应不同的热点名称，不同的热点使用不同的接入认证，接入认证方式又关联不同的网络访问权限。也就说所有</span>AP均可以通过云端配置即可实现不同SSID的访问权限，实现客户和员工不同的访问权限。确保了银行网点工作业务的安全性。</span></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">(2)</span></strong><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"> </span></strong><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">高度安全的接入认证机制</span></strong><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">：提供全方位的安全保障，丰富的认证机制。云</span>AP本身自带认证功能，例如ldap认证，微信认证，一键认证，访客认证，MAC认证等认证方式，实现接入者身份可信。</span></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">(3)反制钓鱼无线</span></strong><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">：云</span>AP可开启Monitor模式，实时监听周边Rogue AP、Rogue client以及ad-hoc等非法接入点设备并对其进行反制，防止用户接入到恶意部署的钓鱼AP中，为用户构建绿色上网环境。消除银行安全隐患。</span></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><span style="font-family: 楷体; font-size: 12px;"> <img src="/upload/ueditor/image/20210926/6376829347674973404029994.png" title="反制1.png" alt="反制1.png"/></span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">(4)防私接安全网关</span></strong><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">：云融防私接网关具备识别单一用户下的终端连接数，如发现终端连接数大于</span>2台则自动对其流量进行阻断，并及时告知运维人员，防私接安全网关会和云无线设备联动对该钓鱼信号进行反制，阻止终端连入该信号，保障无线网络的安全运行。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">(5)自动告警:</span></strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"> </span><span style=";font-family:楷体;line-height:150%;font-size:12px">当金融网点出现无线设备故障，智能告警系统会在第一时间告知运维人员异常状况。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><img src="/upload/ueditor/image/20210926/6376829339920391608387440.png" title="自动告警.png" alt="自动告警.png"/><span style=";font-family:楷体;line-height:150%;font-size:12px"> </span><span style="font-family: 楷体; line-height: 150%; font-size: 12px;">(6)</span><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">公安非经认证</span></strong><span style="font-family: 楷体; line-height: 150%; font-size: 12px;">：</span><span style="font-family: 楷体; font-size: 12px;">云平台部署审计网关直接和网警对接，满足公安部对非经营场所的安全审计。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">2、云端管理好运维</span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"> <span style="font-family:楷体">（</span>1）云端可视化：</span></strong><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">云</span>AP支持可视化运维界面，可对日常无线配置进行处理，并提供统一接入入口和按钮式配置界面。即使不是专业技术人员，也可通过云平台进行金融网点网络运维管理，节省了运维成本。</span></p><p style="margin-top:0;margin-bottom:0;text-autospace:ideograph-numeric;vertical-align:baseline;line-height:150%"><span style=";font-family:楷体;line-height:150%;font-size:12px"> </span><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"><span style="font-family:楷体">（</span>2）无感知自愈：</span></strong><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">云</span>AP支持无感知自愈系统，对于设备温度过高、CPU负载高、内存占用率过大等情况，云AP会对设备进行自动清除缓存、降低CPU负载、设备温度调节等自愈手段，在用户对云AP设备无感知的情况下，自动恢复到正常可使用状况。</span></p><p style="margin-top:0;margin-bottom:0;text-indent:24px;text-autospace:ideograph-numeric;vertical-align:baseline;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">(3)运</span></strong><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">维周报自动分析定时发送设备和用户数据</span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"> <img src="/upload/ueditor/image/20210926/6376829373363075355809898.png" title="tongjji.png" alt="tongjji.png"/></span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">3、即插即用快速部署</span></strong></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷体;line-height:150%;font-size:12px">(1)</span><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">部署快</span></strong><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">：公网可达，云</span>AP零配置的情况下，可以在连接网线后即可正常使用网络，避免了人工配置所出现的各种错误和问题，保证了网络的快速可用。</span></p><p style="text-indent:12px;text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷体;line-height:150%;font-size:12px">(2)</span><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"><span style="font-family:楷体">跨区漫游快</span>:</span></strong><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"> </span></strong><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">各局域网间无线网络的无缝漫游又称广域网漫游，云</span>AP管理平台部署在云端，局域网内部设备连接信息都存储在广域网云端服务器上，这样也就可以实现广域网的漫游，也就是跨公网的无缝漫游。实现银行多网点的无缝漫游</span><span style=";font-family:楷体;line-height:150%;font-size:12px">，</span><span style=";font-family:楷体;line-height:150%;font-size:12px">只需连接认证一次，去其他的分支网点，无需再次认证。提高办事效率，提升银行客户体验感。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">4、优化架构省投资</span></strong></p><p style="text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷体;line-height:150%;font-size:12px">(1)</span><strong><span style="font-family: 楷体;line-height: 150%;color: rgb(21, 53, 120);font-size: 12px"> </span></strong><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"><span style="font-family:楷体">无</span>AC省建设成本:</span></strong><span style="font-family: 楷体;line-height: 150%;letter-spacing: -0;font-size: 12px"> </span><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">云</span>AP没有AC等核心机房设备，节省建设投入</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷体;line-height:150%;font-size:12px">(2)</span><strong><span style="font-family: 楷体;line-height: 150%;color: rgb(21, 53, 120);font-size: 12px"> </span></strong><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"><span style="font-family:楷体">省运维费用</span>:</span></strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"> </span><span style=";font-family:楷体;line-height:150%;font-size:12px">即插即用，云端管理，节省运维费用</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><span style=";font-family:楷体;line-height:150%;font-size:12px">(3)</span><strong><span style="font-family: 楷体;line-height: 150%;color: rgb(21, 53, 120);font-size: 12px"> </span></strong><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"><span style="font-family:楷体">可升级保护投资</span>:</span></strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"> </span><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">不像传统硬件</span>AC，一旦选定功能和规模都无法提升，云平台可容纳AP数 量没有上线，功能同步升级，保护用户投资</span><span style=";font-family:楷体;line-height:150%;font-size:12px">。</span></p><p style="text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px">5、营销增值</span></strong></p><p style="text-indent:24px;text-autospace:ideograph-numeric;line-height:150%"><strong><span style="font-family: 楷体;line-height: 150%;font-size: 12px"><span style="font-family:楷体">精准营销、定向推送</span>:</span></strong><span style=";font-family:楷体;line-height:150%;font-size:12px"><span style="font-family:楷体">云</span>WiFi特有的单AP消息推送服务，在统一管理所有AP的同时，还可以在推送各银行网点特有的消息服务，做到真正的针对性营销推送服务；并且可以进行数据分析，根据用户特征进行精细分类，从而实现各种模式的精准营销</span></p><p><br/></p>
